How do I save for after graduation?

School is out and the last thing most of you are thinking about is saving for life after school. But failing to prepare for post-grad finances could put you in some serious drams with collectors and damage your credit in no time. Get in the know about how to save – and what to save – before you walk across the stage!

 

1. Get to know your student loans

Know how soon your loan repayment will begin so you plan and budget ahead of time. Try to have enough money saved to cover (at least) the first payment. This should give you some breathing room.

 

2. Figure out what else you owe

Besides student loans, what other monies are outstanding? Don’t wait until you start getting bills to figure out how you’re going to pay for them. Again, the key to avoid this is by planning ahead.

 

3. Ride out the student account

If you have one, make sure you hold onto it for as long as you can. You can avoid the charges and interest rates than come with standard accounts.

 

4. Find out if you’re entitled to any benefits

There may be graduate incentives available to you to help you get on your feet financially. Do some research!

 

5. Kk but how can you actually save?

First, fortify your finances, then budget budget budget by being smart about things like your ATM use, grocery shopping, eating habits and money sources. Next, learn how to besmart with your money so saving is a breeze! And finally, check out apps that are actually more useful than Tinder, like Snap, Checkout51 and GasBuddy.

 

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